Construction sites and warehouses pose many hazards for the employees who work in these environments. Accidents that cause serious harm can be disruptive for workers and employers alike.
In New Jersey, workers’ compensation offers several benefits for employees who experience job-related injuries or illnesses. This program ensures injured workers receive the support they need, regardless of fault.
Common worksite risks
Construction workers often deal with heights, heavy machinery and hazardous materials. Falls from scaffolding and ladder accidents are unfortunately common. Electrical hazards also pose significant risks. Similarly, warehouse workers face dangers like lifting injuries and slips on wet or uneven surfaces. Forklifts can injure operators and other workers on the floor. Finally, repetitive motion injuries can impact both construction workers and warehouse employees.
Workers’ compensation benefits
In New Jersey, workers’ compensation benefits cover the cost of necessary medical treatment, prescriptions and hospital services. Employees who cannot work for more than seven days due to their injury may receive temporary total benefits. These benefits typically amount to 70% of their average weekly wage. Permanent partial and permanent real benefits are available for those with lasting disabilities as well.
Filing a benefits claim
To obtain worker’s compensation benefits, the injured employee should notify their employer about the injury. This notification can be oral or written. If medical treatment is necessary, the employee should inform the employer. The employer’s workers’ compensation insurance carrier then evaluates the claim. After recovery, the insurance carrier submits an injury report to the Division of Workers’ Compensation.
Appeals and dispute resolution
Disputes regarding benefits claims can arise. These can involve issues like the nature of medical treatment or the payment of temporary disability benefits. In such cases, workers can file a formal Claim Petition or an Application for an Informal Hearing with the Division of Workers’ Compensation. Workers can represent themselves or seek professional representation in these proceedings.
Understanding worksite injuries and the role of workers’ compensation is beneficial for employees in the construction and warehouse industries in New Jersey.